If you are considering becoming an Uber driver, you’ll need to pay extra attention to your car insurance policy. Although Uber doesn’t like to call its drivers ‘taxi drivers,’ most insurance providers will still view them as such. Unlike a traditional car insurance policy, however, you don’t have to submit your own insurance documents to the company. You can choose to buy a policy that includes an insurance policy from an Uber-approved insurer and upload it online. But even if you don’t want to pay extra for your insurance, it is still vital to compare car insurance quotes for Uber drivers.
If you want to make money on your own terms, you can consider working as an Uber driver. This is an excellent way to earn money by working your own hours and picking up new people, but it’s also important to consider how this will affect your car insurance. When you’re picking up and dropping off passengers, you’ll need a car insurance policy that can protect you in case of an accident. GEICO’s hybrid policy offers lower deductibles and more coverage than Uber’s standard insurance, and it’s available in 39 states. While Uber’s car insurance can be affordable, it won’t cover every situation, and it’s also unlikely to provide full coverage. If you are thinking about driving for Uber, compare quotes from multiple insurance companies to get the best coverage possible.
While the majority of drivers who drive for Uber and Lyft are still under the protection of their own personal policies, they often don’t carry commercial policies. As a result, they end up paying a high premium on their car insurance policies. The same applies to drivers who use Uber for transportation, which is why they should always get commercial insurance coverage. In California, however, this law protects all “gig workers” and makes it harder for Uber and Lyft to claim that drivers are not employees.